In simple terms, home loan equity is the difference between the current value of your home and how much you still owe on your mortgage. For example, in very simplistic terms, if your home is worth $600,000 and you owe $400,000, your equity is $200,000. This equity is an asset that grows over time and can be put to work for you.

Let’s be real here—once your mortgage is set up, it’s easy to stop thinking about it, most people do. Life is always super busy, and as long as your repayments go through each month, it just feels like one less thing to worry about.

Let’s face it—mortgages weren’t supposed to follow us into retirement. But here you are. Still working. Still paying off a home loan. And still wondering how you’ll ever be free of it before the paychecks stop rolling in.

Saving for a home in 2025 isn’t just about hitting that illusive deposit amount—it’s about knowing what comes next. From surprise costs to sneaky insurance fees, We are going to look at the 6 biggest budgeting concerns Aussies are currently facing (and of course, how we take them off your plate).

Later-Life Lending in Australia: A Comprehensive Assessment for Borrowers in Their 40s and 50s

Thinking about buying a home or investment but worried you won't qualify? You're not alone. We talk to people every day who feel unsure about where they stand with lenders in today’s climate and most of the time, it's not as bad as they think.