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Mortgage Strategy


Can I Pay Off a $380K Mortgage Before Retiring at 62? The Real Numbers
They had 8 years until retirement, but 21 years left on the mortgage. This real case study shows how structure, surplus and timing changed the answer from unlikely to possible.

Dave Murray
Jul 35 min read


Budget 2026 and the Gen X Mortgage: What Changed, What Didn't, and What to Do About It
If you’re 45 to 60 with a mortgage that may outlast your working life, Budget 2026 changes the strategy conversation. Here’s what changed, what didn’t, and why the home loan matters more than ever.

Dave Murray
May 148 min read
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