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Budget 2026 and the Gen X Mortgage: What Changed, What Didn't, and What to Do About It
If you’re 45 to 60 with a mortgage that may outlast your working life, Budget 2026 changes the strategy conversation. Here’s what changed, what didn’t, and why the home loan matters more than ever.

Dave Murray
May 148 min read


Rentvesting for Gen X: Is buying where the numbers work the smarter move?
Rentvesting for Gen X is about more than getting into the market. It is about living where life works, buying where the numbers work, and avoiding the wrong mortgage fit.

Red Earth Finance
Apr 175 min read


Home Loan Equity: What It Is, How to Build It, & Why Now Is the Time to Use It
Learn what home loan equity is, how to build it faster, and how it could be used for renovations, investing, debt consolidation or major expenses.

Red Earth Finance
Apr 144 min read


Why Mortgage Pressure Still Feels So Heavy Right Now
Mortgage pressure still feels heavy for many Australians. Here’s a practical look at rising living costs, payoff dates, and why more Gen X households are questioning whether their home loan still fits the life they want.

Red Earth Finance
Apr 96 min read


Top 6 Concerns When Budgeting for a House Deposit
Saving for a home in 2026 isn't just about hitting that elusive deposit amount. It's about knowing what comes next: stamp duty, LMI, and government schemes.

Red Earth Finance
Apr 95 min read


The #1 Home-Owner Mistake That’s Costing You Thousands
Once your mortgage is set up, it’s easy to stop thinking about it, most people do. Life is always super busy, and as long as your repayments go through each month, it just feels like one less thing to worry about.

Red Earth Finance
Aug 7, 20257 min read


Why You Need a Plan to Pay Off Your Home
Let’s face it—mortgages weren’t supposed to follow us into retirement. But here you are. Still working. Still paying off a home loan. And still wondering how you’ll ever be free of it before the paychecks stop rolling in.

Red Earth Finance
Aug 7, 20256 min read


Buying a Home in Your 40s and 50s: A Guide to Later-Life Lending
Buying a home in your 40s or 50s comes with different questions and different lender checks. Here’s what later-life lending means and how to put yourself in a stronger position.

Red Earth Finance
Aug 7, 202512 min read


6 Common Borrowing Concerns
Thinking about buying a home or investment but worried you won't qualify? You're not alone. We talk to people every day who feel unsure about where they stand with lenders in today’s climate and most of the time, it's not as bad as they think.

Red Earth Finance
Aug 7, 20255 min read
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