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Retire Mortgage Free


Pay Off the Mortgage or Invest? The Answer Nobody in Finance Says Out Loud
The maths often says invest. Plenty of Australians in their 50s still want the mortgage gone before they retire. This piece walks through why choosing certainty, closing the payoff gap, and lining your loan up with your last day of work is a perfectly rational decision from someone who’s been in banking and finance since 1994.

Dave Murray
Jul 224 min read


Can I Pay Off a $380K Mortgage Before Retiring at 62? The Real Numbers
They had 8 years until retirement, but 21 years left on the mortgage. This real case study shows how structure, surplus and timing changed the answer from unlikely to possible.

Dave Murray
Jul 35 min read


Why You Need a Mortgage Payoff Plan Before Retirement
Your mortgage may feel manageable today and still run years past retirement. Here’s how a clear Mortgage Payoff Plan identifies the gap, sets a target date, and stops the loan running on autopilot.

Red Earth Finance
May 17 min read


Why Mortgage Pressure Still Feels So Heavy Right Now
Mortgage pressure still feels heavy for many Australians. Here’s a practical look at rising living costs, payoff dates, and why more Gen X households are questioning whether their home loan still fits the life they want.

Red Earth Finance
Apr 96 min read
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